Developer, district and rules
Who Develops Middleton, FL? The Developer, the Community Development District, the Deed Restrictions, and What Is Not Shared With The Villages
Most people researching Middleton hit the same fork early: the name of the developer sounds like The Villages, so does that make Middleton part of it? It does not, and the more useful question is what the developer's structure means for your monthly bill, your yard and your pool pass. This guide reads the recorded documents so you do not have to.
By Cristian Gonzalez, REALTOR®, eXp Realty · · New Construction Living
Who develops Middleton, FL?
Middleton, the all-ages community in Wildwood, FL, is developed by The Villages Development Company, LLC. Its roads, parks and pools run through Middleton Community Development District A, created by City of Wildwood Ordinance O2022-35. Middleton has no age restriction, is not part of The Villages, and no official source grants its residents Villages amenities.
The short version
- The developer is The Villages Development Company, LLC. It is also the Declarant on Middleton's recorded deed restrictions and acts as the Architectural Review Board.
- Middleton Community Development District A covers about 2,484.6 acres, was created under Chapter 190 of Florida law, and funds infrastructure with bonds repaid by assessments.
- The developer's own October 2026 cost sheet estimates the monthly district assessment at $230 to $499, depending on the example price.
- No homeowners association appears in the recorded Unit 1 declaration. Rules are enforced by the Declarant and the district.
- No official source says Middleton residents can use Villages recreation centers, pools or executive golf. Middleton has its own resident IDs and gate cards.
Who develops Middleton, FL?
The Villages Development Company, LLC develops Middleton, according to the disclaimer on mymiddleton.com, and the site is copyrighted to Holding Company of The Villages, Inc. The same company is the Declarant on the recorded deed restrictions. Middleton is still a separate community in Wildwood with no age restriction and its own amenities.
The developer introduced Middleton in an announcement dated September 29, 2021, as an all-new community with housing, shopping, dining and recreation, next to The Villages along Central Parkway. Since then the paper trail has filled in, and it is more specific than any brochure. Here is who does what, from the recorded and official documents:
| Role | Who | Where it is stated |
|---|---|---|
| Developer | The Villages Development Company, LLC | mymiddleton.com disclaimer |
| Declarant on the deed restrictions | The Villages Development Company, LLC | Unit 1 declaration, recorded January 12, 2023 |
| Architectural Review Board | The Declarant or its designee, which may later hand the role to the district | Unit 1 declaration, Section 7.1 |
| Public infrastructure and common areas | Middleton Community Development District A | City of Wildwood Ordinance O2022-35 |
| Development agreement with the city | City of Wildwood and The Villages Land Company, LLC, dated July 11, 2022 | Unit 1 declaration, Section 1.9 |
| Recreation facility manager | Village Center Community Development District, under contract | Middleton CDD A recreation policies, January 2026 |
The scale is larger than most people assume. The 2022 petition to create the district describes about 2,484.6 acres with roughly 8,280 dwelling units planned. Homes come in four series on the developer's site (Playground, Recess, Field Day and The Range), and the new construction tracker follows published pricing month to month.
Sources: mymiddleton.com, the recorded Unit 1 declaration, Ordinance O2022-35 and petition, the district recreation policies. Accessed October 30, 2026.
What is Middleton Community Development District A?
Middleton Community Development District A is a special-purpose local government created by City of Wildwood Ordinance O2022-35 under Chapter 190, Florida Statutes, on a petition from the developer. Its website gives May 9, 2022 as the creation date. It issues bonds for roads, drainage, paths and utilities, and maintains common areas through an annual assessment.
A Community Development District, or CDD, is how much of new-construction Florida pays for its roads and parks. Instead of the builder folding every pipe and streetlight into the home price, the district borrows through special assessment revenue bonds and the homes that benefit repay them over time. A separate yearly maintenance assessment covers upkeep and administration.
For Middleton, the district's own site lists the bond-funded work as roadway improvements, landscaping, open areas, streetlights, multi-modal paths, master drainage, and water and wastewater lines. The Unit 1 declaration lists entry gates, parks, recreational facilities and drainage areas among the common areas the district maintains.
Who runs it
A five-seat Board of Supervisors, currently elected by landowners. The district site says seats move to election by qualified electors once the district reaches six years and 250 registered voters. As of October 30, 2026, it lists Joe Ricciardi (Chair), Brandon Matulka (Vice Chair), David Rees, Lane Munz and Brandie Rush. The board's meetings are public, generally at 4 p.m. on the Thursday before the second Friday of November, January, March, May, June and September, at Olympia Recreation Center, 1210 McPherson Terrace, The Villages. The next one on that pattern falls in November, so check the district site for the exact date.
The budget, in round numbers
The FY2025-26 final budget (Resolution 2025-13, adopted September 5, 2025) set a General Fund of $3,140,460 plus two debt service funds for the 2022 and 2024 bonds. It states that the maintenance assessment is based on net assessable acres and platted lots, with rates set unit by unit. That last detail is the one buyers miss: two identical floor plans in different phases can carry different assessments.
Sources: Middleton CDD A home page, Ordinance O2022-35, Resolution 2025-13, FY2025-26 final budget. Accessed October 30, 2026. Meeting dates and board seats change; confirm with the district at 352-751-3939.
How much is the Middleton district assessment each month?
The developer's cost-of-living sheet, dated October 2026, estimates the monthly Development District Assessment (bond, maintenance and fire) at $230 on a $200,000 home, rising to $499 on a $376,000 home. Those are the developer's estimates with homestead exemption applied. The real figure depends on the lot, the unit and the year's budget.
This is the number most listings leave out, so here is the developer's full table rather than a single figure. It is an estimate the developer publishes, not a bill, and it says costs are subject to change without notice.
| Line item | $200,000 home | $269,000 home | $309,000 home | $376,000 home |
|---|---|---|---|---|
| Gas and electric | $90 | $110 | $150 | $150 |
| Water and sewer | $100 | $105 | $111 | $117 |
| Irrigation | $42 | $45 | $47 | $49 |
| Trash collection | $25 | $25 | $25 | $25 |
| Homeowners insurance | $100 | $125 | $135 | $160 |
| Ad valorem tax (city and county) | $140 | $225 | $264 | $330 |
| Development District Assessment (bond, maintenance, fire) | $230 | $330 | $350 | $499 |
| Developer's monthly total | $727 | $965 | $1,082 | $1,330 |
Three things the footnotes say, in plain English:
- The estimates assume homestead exemption and an average sale price by series.
- Internet, lawn care, pest control and other contracted services are not included.
- Taxes, district assessments and insurance are usually paid through the mortgage escrow, so they show up inside your monthly payment rather than as separate bills.
The sheet shows no separate amenity fee. The Unit 1 declaration does give the district the right to charge fees for amenities or other services, in addition to anything else owed, so the absence today is not a promise about tomorrow. For the full picture on how this stacks up next door, see Middleton vs The Villages.
Source: Middleton estimated cost of living sheet, MID014_1026, accessed October 30, 2026. Developer estimates, not verified against individual tax bills. Nothing here is tax or financial advice; a licensed lender can build the real monthly payment for a specific home.
Does Middleton have an HOA?
The recorded declaration for Middleton Unit 1 names no homeowners association. Instead, The Villages Development Company enforces the deed restrictions as Declarant and Architectural Review Board, and the community development district maintains common areas. Each phase, Units 1 through 9, has its own recorded declaration posted on the district's deed compliance page.
No HOA does not mean no rules. The restrictions run with the land for 40 years from recording, then renew automatically in 10-year periods unless owners of at least 65 percent of homesites and lenders on at least half of them vote to revoke. Here is what the Unit 1 declaration, recorded January 12, 2023, says on the topics buyers ask about most:
| Topic | What the declaration says |
|---|---|
| Fences and walls | Rear and side yards only, in approved designs and materials, with written ARB approval of the location |
| Boats, trailers, RVs, campers | Not parked on the homesite or street unless inside an enclosed garage |
| Garages | Every home has one, and it must stay usable for vehicles |
| Pools | Above-ground pools are not permitted |
| Pets | Conventional household pets only; horses, cattle, pigs and chickens are not allowed |
| Exterior changes | Additions, landscaping and structures visible from outside need prior written ARB consent |
| Signs and paint | Signs, including for-sale signs, are restricted, and exterior paint colors are limited |
| Delivered to shared key-accessed mailbox installations, not individual boxes | |
| Leasing | Residential use only, in writing, subject to the declaration; the text states a six-month minimum in one sentence and a three-month floor in another |
That leasing wording is worth a direct question if you might rent the home out later: ask the Declarant which minimum applies to your phase, in writing.
Sources: Middleton Unit 1 declaration with amendments 1 to 3, Middleton CDD A deed compliance page. Accessed October 30, 2026. Later phases and amendments can differ; read the declaration for your unit. Questions go to Community Standards at 352-751-3912.
What does Middleton share with The Villages, and what does it not?
Middleton shares a developer and some administration with The Villages: its district office sits at 3571 Kiessel Road in The Villages, its board meets at Olympia Recreation Center, and Village Center Community Development District manages its recreation facilities under contract. No official source says Middleton residents may use Villages recreation centers, pools or executive golf.
Shared administration is easy to mistake for shared amenities, and the two are different things. Here is the line, drawn from official pages only:
- Shared: the developer, district staff with districtgov.org email addresses, the district office on Kiessel Road, a public meeting room in The Villages, and a contract facility manager.
- Middleton's own: resident IDs, gate cards that carry the Middleton logo only, neighborhood pools, parks, courts and dog parks, the downtown splash pad, and the Middleton deed restrictions.
- Not established anywhere official: any right for Middleton residents to use Villages recreation centers, Villages pools, executive golf or a Villages ID.
One trap on thevillages.com: its Middleton pages carry a sidebar advertising a $189 monthly amenity fee with access to Villages recreation. That offer belongs to The Lofts at Brownwood, a separate rental product, not to Middleton homes.
And to keep the record straight: Middleton has no age restriction, while The Villages operates as housing for older persons. The About Middleton page covers that difference in full.
Sources: Middleton CDD A, recreation policies, January 2026, district FAQ, thevillages.com Middleton page. Accessed October 30, 2026.
Who can use Middleton's pools and parks?
Under the district's recreation policies dated January 2026, Middleton's facilities are for district residents and their accompanied guests. Residents get a free digital Resident ID through the MyMiddleton app, sign a liability waiver, and may bring up to five guests to a pool at once. Every guest must be with a resident.
The policies define a resident as a person, spouse or registered domestic partner of someone owning property in the district, plus household members who apply. A few specifics worth knowing before your first pool day:
- Printed ID cards cost a fee set by separate resolution; the app version is free.
- Adults show proof of residency, such as a driver license with a district address.
- Residents are responsible for their guests, and a guest's violation can cost the resident privileges.
- Pools have no lifeguard on duty, and posted hours govern. Parks, courts and trails run 7 a.m. to dusk.
- Golf cars park in designated golf car spaces and are not allowed on pool decks.
For the park-by-park comparison, with addresses, courts and which parks have dog parks, see the Middleton parks and pools guide.
Source: Middleton CDD A Recreation Facility Policies, January 2026, accessed October 30, 2026. The board can amend these at a noticed meeting.
What should you check about the developer and district before you sign?
Before signing in Middleton, confirm the unit or phase of the homesite, read that phase's recorded declaration and amendments, get the district assessment for that specific lot in writing, check the Architectural Review guidelines against your plans for fences or pools, and note when the district's next budget hearing could change the maintenance rate.
- The unit. Assessments and declarations both vary by unit, so the phase is the first fact to pin down.
- The assessment, split out. Ask for the bond portion and the maintenance portion separately. The bond portion pays down debt; the maintenance portion is set each year at a public budget hearing.
- The declaration for that unit. All nine are linked from the district's deed compliance page.
- Your plans versus the ARB. If a fence, a pool, a screen enclosure or a paint change is part of why you are buying, find out what the guidelines allow before you commit.
- Who represents you. The sales team works for the developer. The new construction guide explains why to register your own agent before the first visit.
None of this is legal advice. A Florida real estate attorney can review the declaration and the purchase contract before you sign.
The local take
I was born and raised in Marion County, and I have watched a lot of Central Florida buyers compare new homes on price per square foot and then get surprised by the line under it. In Middleton that line is the district assessment, and it is not one number. The developer's own sheet runs from $230 to $499 a month across its examples, and the budget sets maintenance unit by unit, so a home in one phase can carry a different assessment than a similar home in the next.
The trade-off people miss is that the district is also why the parks and pools exist on day one. You are paying for infrastructure that is already built, not a promise. That can be a reasonable trade, as long as it is priced in from the start.
What I would check, as an independent agent who does not work for the developer: the unit, the assessment for that exact lot, the declaration for that phase, and what the ARB allows for your plans for the yard. Then compare the true monthly cost, not the sticker price, against resale and other new communities nearby.
Frequently asked questions
Does Middleton have a gate?
Yes. The district FAQ says Middleton's entry gates were fully activated on August 13, 2025. Residents use the gate access card issued at closing, which shows only the Middleton logo, or the red call button. Replacement cards come from the Middleton Welcome Home Center or through the MyMiddleton resident portal.
How does trash pickup work in Middleton?
According to the district FAQ, collection uses bags rather than cans: 20 to 30 gallon bags, no more than 40 pounds, set out before 6 a.m. on collection day or after 5 p.m. the night before. Bulk pickup for items like appliances and mattresses is free when scheduled with Utility Billing at 352-750-0000.
Who do I contact with a question about the Middleton CDD?
District administration is at 3571 Kiessel Road, The Villages, FL 32163, phone 352-751-3939, open 8 a.m. to 5 p.m. weekdays, according to the district site. Public records requests go to the District Clerk. Deed restriction questions go to Community Standards at 352-751-3912.
Can Middleton residents vote for the CDD board?
Not yet for every seat. The district site says the board is currently elected by landowners, and seats transition to election by qualified electors living in the district after six years and 250 registered voters. Board meetings are public and follow Florida's Sunshine Law, so residents can attend and speak.
Is there more than one community development district in Middleton?
District A is the one with published budgets, rules and declarations as of October 30, 2026. A public notice in spring 2026 referred to hearings on a proposed Middleton Community Development District B, but this guide could not confirm that it was adopted. Ask which district a homesite sits in before you sign.
Does the developer publish home prices for Middleton?
Yes. As of October 30, 2026, mymiddleton.com lists four series: Playground from the low $200s, Recess from the mid $200s, Field Day from the low $300s and The Range from the mid $300s, with prices subject to change. Individual plan pages show higher starting figures for some plans, so check the plan you want.
Sources. Every fact above was checked against these on the dates shown. Schedules, prices and hours change; confirm before you go.
- Middleton, official community site and developer disclaimer, accessed October 30, 2026
- Middleton homes and series pages, accessed October 30, 2026
- Middleton estimated cost of living sheet (MID014_1026), accessed October 30, 2026
- Middleton Community Development District A, accessed October 30, 2026
- Middleton CDD A, frequently asked questions, accessed October 30, 2026
- Middleton CDD A, Recreation Facility Policies (January 2026), accessed October 30, 2026
- Middleton CDD A, deed compliance and declarations by phase, accessed October 30, 2026
- Declaration of Covenants and Restrictions for Middleton Unit No. 1, with amendments, accessed October 30, 2026
- City of Wildwood Ordinance O2022-35 establishing Middleton CDD A, with petition, accessed October 30, 2026
- Middleton CDD A Resolution 2025-13, FY2025-26 final budget, accessed October 30, 2026
- Introducing Middleton (The Villages, September 29, 2021), accessed October 30, 2026
- Public hearing notice, proposed Middleton Community Development District B (Ordinance O2026-16), accessed October 30, 2026
- Middleton timeline on thevillages.com, accessed October 30, 2026